House Talk with Silvia Dukes


Filing for Homestead Exemption in Florida!

For new Florida Home Owners, now is the time to file for Florida Homestead Exemption for 2020

As a new Florida Home owner who purchased a Florida home in 2019 and are using it as your primary residence, you should now take the time to file for Florida Homestead Exemption! 

In Hernando County, Florida, the Homestead Exemption provides for a reduction in the taxable value of the home by $50,000.  Most importantly, it also places a cap on the annual increase in assessed valuation thus protecting home owners from sudden spikes in assessments and consequently property taxes.

Here is an example of the property tax calculation for a home without and with homestead exemption:


1. Without homestead exemption - the property taxes are $1,838.64


Property Taxes WITHOUT homestead exemption


2.  Here is the property tax calculation for the same home WITH homestead exemption:  Property taxes are now $1,183.84 - a substantial savings!


Property Tax WITH homestead exemption


To read more about how the Florida Homestead exemption works, please click on the link "What is Florida Homestead Exemption" .


If you have purchased a home in 2019 and it is your primary residence

in which you have lived in as of January 1, 2020

make sure you have applied for homestead exemption. 

The deadline is March 1, don't miss it!


To apply for this beneficial exemption under the Florida Homestead Exemption law and to find out how it applies to your particular situation, please contact your local property appraiser's office.

Home owners in Hernando County, Florida, please contact the Hernando County Property Appraisers office at 352-754-4190 or visit them at one of their two locations either at

20 N Main Street, Brooksville, Florida


in the Forest Oaks Government Center in Spring Hill, Florida, 7525 Forest Oaks Blvd



 For more information about Hernando County Homes and Land for sale including Spring Hill and the communities of Timber Pines, Glen Lakes Golf and Country Club, Silverthorn, and Hernando Beach , please call or visit my website!

Let me help you find Your Place in the Sun!


Silvia Dukes PA, Broker Associate

Tropic Shores Realty, 3441 Deltona Blvd, Spring Hill, FL 34606

Phone: 352-584-7441    Email:   Website:


CIPS      International Real Estate Silvia Dukes    CRS     GREEN Designation     

 At Home with Diversity               

      Women's Council of Realtors      


Copyright (c) Silvia Dukes 2006-2020.  All Rights Reserved. 

Listing and real estate market information is current as of the date it was posted but subject to changes.

All content, including text and photographic images, is the exclusive property of Silvia Dukes, P.A. and may not be used without expressed written permission.   

Filing for Homestead Exemption in Florida!
For new Florida Home Owners, now is the time to file for Florida Homestead Exemption for 2020 As a new Florida Home owner who purchased a Florida home in 2019 and are using it as your primary residence, you should now take the time to file for… more
Spring Hill Pool Home with Water View - Just Sold!
by Spring Hill Realtor Silvia Dukes, PA, Tropic Shores Realty Just SOLD! Pool Home - Spring Hill, Florida! Private Backyard with Water View Contact Silvia Dukes, REALTOR and Broker Associate - Tropic Shores Realty to learn more about marketing… more
"We are CRS" - Recap of Sell-a-Bration Event in Dallas
My mind is still spinning from all the CRS Sell-a-Bration events, networking, and education sessions over the last few days! I I just returned from Dallas where I attended Sell-a-Bration, the annual real estate conference for Certified Residental… more
Hernando Beach Florida Waterfront Home Sales January 2018
Hernando Beach, Florida, is a waterfront community located just north of Tampa along the the Gulf coast of Florida. The area was first developed in the 60s as a waterfront community and homes are located on wide canals. Some neighborhoods of… more
Coming Soon - Four Bedroom Pool Home in Spring Hill Florida
This four bedroom pool home in Spring Hill, Florida will be coming on the market and be available for viewing soon. If you are looking for a spacious pool home in Spring Hill, put this home on your list - the wait could be worthwhile. Property… more
Timber Pines Spring Hill Florida - 2017 Home Sales in Review
Home sales in the golf course community of Timber Pines in Spring Hill, Florida performed very well in 2017! While the total number of homes and villas sold in the Timber Pines golf course community remained stable, sold prices for homes sold in… more
Consul of Japan Speaks to Florida Realtors in Orlando
The Florida Realtors winter business meetings continued today. I started by attending the Professional Development Committee meeting and then the Legal Update with lots of great infomation about the latest rules and legislation on various subjects… more
Florida Realtors Come Together for Mid Winter Meetings in Orlando
Make Magic in Real Estate" is the 2018 motto for Florida Realtors who are kicking off the year this week with the mid-winter business meetings and installation of 2018 officers. It's been a busy two days already for me with leadership… more
Orchard Park Community, Spring Hill, Florida
The Orchard Park community in Spring Hill, Florida is a neighborhood consisting of approx. 143 properties including some vacant land parcels. Orchard Park is nestled between Waterfall Drive to the West, Linden Drive to the East, and Spring… more
Impressions from the Brooksville Raid Civil War Reenactment 2018
The weather was favorable for the first day of the Brooksville Raid Civil War Reenactment. Thousands of spectators came to the Sand Hill Scout Reservation in Brooksville to walk through the soldier camps, check out the civil war merchandise in the… more